Home Insurance
Storms, theft, and the non-renewal notice nobody wants. We shop your risk across the carriers still writing Florida homes.
Get a QuoteInsurance that keeps up with Florida
Home, auto, commercial, flood, professional liability and more, shopped across the carriers still writing risk in Florida’s toughest insurance market. One team, every county.
- Independent agency
- Licensed in all of Florida
- Member, Florida Association of Insurance Agents
- Member, Latin American Association of Insurance
10+Years insuring Florida
20+Carrier partners
300+Florida families protected
100%Reliable
Coverage
Our Services
An independent agency writing home, auto, commercial, flood, professional liability and more, shopped across the carriers still writing it, in every county in Florida.
Auto Insurance
Real coverage at a rate that makes sense, not just whatever a single carrier quotes you.
Get a QuoteCommercial Insurance
Insurance built around what your business actually does, not a generic package that half-fits.
Get a QuoteFlood Insurance
A standard homeowners policy doesn’t cover flood, the risk that causes the most uninsured losses in Florida. We quote it separately so you’re never caught without it.
Get a QuoteProfessional Liability Insurance
E&O and malpractice coverage for physicians, dentists, attorneys, and other licensed professionals across Florida.
Get a QuoteAnd More
Umbrella, renters, condo/HOA, boat, motorcycle and more. If it’s property or casualty, ask. We shop it.
Get a QuotePolicyholders
You already have a policy with us. Get help with payments, documents, and policy changes.
Partners
Referral Partners
We work closely with real estate professionals, lenders, and investors to make the insurance process simple, responsive, and closing-friendly. Whether your client needs homeowners, flood, or both, we help them secure the right coverage and keep everyone informed along the way.
Realtors
Help your buyers stay on track for closing with an insurance policy in place when they need it. We move quickly, communicate clearly, and help eliminate one more hurdle between your client and the closing table.
Lenders
Get the evidence of insurance you need, when you need it. We work with your team to provide documentation promptly and ensure the mortgagee clause and policy details are properly prepared for your closing and underwriting requirements.
Investors
Simplify insurance across your portfolio with one knowledgeable insurance partner. Whether it’s a rental, flip, or investment property owned by an LLC, we help identify the appropriate coverage for each property and situation.
The agency
Why Choose Reliable Choice Insurance?
10+years our principal has written Property & Casualty insurance
- Independent agencyWe work with over 20 different carriers
- StatewideLicensed across Florida, every county
- Home, auto, commercial, flood & moreOne agency for all of it
Reliable Choice Insurance is an independent insurance agency serving clients throughout Florida with home, auto, commercial, and professional coverage.
As an independent agency, we work with a variety of insurance carriers to find coverage that fits your needs, not simply the lowest price. We take the time to understand your property, your risks, and your priorities, then help you choose coverage that provides the right protection for your situation.
Our job doesn’t end when your policy is issued. We remain your insurance partner year-round, helping with questions, changes, and renewals when you need us most.
Testimonials
Reliable Choice Insurance saved me over $500 a year on my home insurance. The process was fast and easy!
The people
The People Behind the Agency
Every policy here is written and serviced by someone on our team you can reach by name, not a call center.
Abraham Valera
Agency Principal & Owner
Abraham Valera has been in the insurance industry since 2016, with experience in both independent and captive agencies as a full-time producer. In 2024, he founded Reliable Choice Insurance with a focus on making the insurance process more efficient, personal, and straightforward for every client.
His experience working closely with realtors, lenders, and real estate investors has given him a strong understanding of the role insurance plays in real estate transactions and the importance of keeping the process moving toward closing. Today, he leads RCI across all lines of property and casualty insurance throughout Florida.
Born and raised in Miami, Abraham is passionate about building relationships and growing his business through networking. Outside of insurance, he enjoys spending time at cigar lounges and connecting with people throughout the South Florida community.
Jessica Valera
Agency Manager
Jessica Valera serves as the Manager at Reliable Choice Insurance, overseeing the agency’s day-to-day operations and helping ensure every client receives a high level of service and attention.
With more than ten years of management experience, Jessica brings strong leadership, problem-solving skills, and attention to detail to her role. She works closely with the RCI team to keep operations running smoothly while helping clients navigate their insurance needs.
Jessica believes insurance should never be approached as a one-size-fits-all solution. Every client has different circumstances, priorities, and exposures, and her approach is centered on providing a tailored experience that reflects those individual needs.
Her focus on organization, service, and personalized attention helps make the RCI experience consistent from the first conversation through the life of the policy.
Kevin Kerwin
Producer Agent
Kevin Kerwin is a licensed 2-20 insurance professional serving clients throughout Florida. As a Producer Agent with Reliable Choice Insurance, Kevin works with both personal and commercial insurance, helping clients navigate their coverage options and find solutions that fit their individual needs.
Known for his relationship-driven approach, Kevin believes insurance is about more than simply placing a policy. It’s about building lasting relationships and being a trusted resource for clients throughout the life of their coverage.
Outside of insurance, Kevin enjoys fishing and is an avid cigar enthusiast.
Stephanie Escarpe
Quoting Assistant
Stephanie Escarpe brings four years of insurance experience to Reliable Choice Insurance, specializing in home, auto, and business insurance. As RCI’s Quoting Specialist, she guides client information through the quoting process from start to finish, keeping each step organized and efficient.
Known for her attention to detail and organization, Stephanie helps ensure that no information gets overlooked, making the quoting process smooth, thorough, and straightforward for every client.
Maria Astudillo
Administrative Assistant
Maria Astudillo plays an essential role in keeping Reliable Choice Insurance organized and running smoothly. As the backbone of RCI’s daily operations, she helps oversee the administrative processes, clerical work, and internal organization that keep the agency moving forward.
With a strong focus on organization, consistency, and attention to detail, Maria helps ensure that processes are in place, tasks stay on track, and nothing gets overlooked. Her work provides the structure and support that allows the rest of the RCI team to focus on serving clients.
Get a quote
Request a Quote
Please take a moment to fill out the form.
Rather just talk
239-880-3308What helps us quote it faster
- A home
- The address and the year it was built. If you have a wind mitigation report or a four-point, that is the whole quote in one document.
- A vehicle
- The VIN or the plate, and who drives it. Coverage limits matter more than the car.
- A business
- What the work actually is, roughly what you pay out in wages, and any certificate wording a client has asked you for.
- Already insured
- Your current declarations page. It tells us what you have now, so the comparison is real instead of a guess.
Thanks for reaching out! We’ll give you a call as soon as possible.
Contact
Contact Us
Agency
Reliable Choice Insurance LLC
Phone
Coverage
Licensed and writing in every county in Florida.
Principal
Abraham Valera, Agency Principal & Owner
Member, Florida Association of Insurance AgentsMember, Latin American Association of Insurance